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| Conditions of Use | Your Privacy and Security | Key Facts | Our guide to your complaint |
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At Bell we recognise the value you place on your home and its contents and naturally you want to protect the things that are valuable to you. Bell's home insurance can give you the peace of mind that comes from having the right cover at the right price. We're here when you need us We recognise that a claim can happen at any time, not just during office hours. That's why Bell's home insurance has the reassurance of a 24 - hour claim line to help you when you need it most. Bell’s home insurance is arranged and administered by BDML Connect Ltd (The Connect Centre, Kingston Crescent, North End, Portsmouth, Hampshire PO2 8QL), which is authorised and regulated by the Financial Services Authority. Buildings insurance
More cover for less Bell's home insurance will protect your home against loss or damage. We will also provide cover for the following at no extra cost. Alternative accommodation If a claim means that you are unable to live in your home we will pay for alternative accommodation for you and your family. Glass Cover We will pay for accidental damage to any windows, doors or skylights. Additional Expenses We will pay for any fees for architects, surveyors and solicitors following a claim.
Cover your contents for less At Bell we understand that your possessions are important to you. That’s why we include the below benefits as standard with our contents insurance. There is a minimum excess of £50 per claim but you can opt for a higher excess amount if you wish.
Seasonal Contents Cover We understand that the contents of your home will be different throughout the year. That is why Bell's home insurance will AUTOMATICALLY increase your home contents cover free of charge by 10% during December and for 30 days before and after your wedding day or the wedding day of a family member.
For a small additional premium we will provide cover for... Additional accidental damage Our buildings insurance automatically covers you for accidental damage to bath and washroom fixtures and fixed glass. For extra peace of mind, you can extend your accidental damage cover to protect you against damage caused by other household incidents, subject to policy terms and conditions. Our contents insurance automatically covers you for accidental damage to glass, mirrors, stereos, TVs, PCs and other home entertainment equipment. Including additional accidental damage cover on your policy will ensure that you’re protected against mishaps like spillages on your carpets and sofas.Personal possessions Add personal possessions cover to your contents insurance to protect against loss, theft or damage to your personal effects, such as gold, silver, watches, camera, money and clothing whilst you’re out and about. Pedal cycles We automatically cover you for theft or loss within the home, garden or outbuildings of bicycles valued under £500. Add extra pedal cycle cover to your policy for protection away from home or for bicycles with a value higher then £500. Family Legal Protection Family Legal Protection will give you up to £50,000 worth of protection against costs you or a member of your household incurs whilst pursuing or defending a claim as a consumer. Home Emergency Assistance The Home Emergency Hotline is there to help you in a domestic crisis. We’ll arrange for an approved supplier to come out and make an emergency repair and pay up to £300 towards labour and parts.
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